Welcome back, Admin

Here is what's happening with your loan portfolio today.

Active Loans
KES 42.5M
12.5% vs last month
Pending Applications
128
4.2% vs last month
Default Rate
2.4%
0.8% vs last month

Recent Activities

View All

Customers

Create Customer

Personal Information
Contact & Address
Financial & Status

Opportunities

View

Info

Photos

Products

Status
Short Name
Name
Principal Range
Rate Range (%)
Repay Range
Created At

Create Product

Basic Settings
Form Configuration

Basic Information

Loan Limits & Rates

Penalties & Configuration

Penalty Grace Config
From Month To Month Grace Days Action
No penalty grace periods configured
Tab Groups
Select a Group Manage field overrides and requirements
Field Name Field Type Enabled Required Order
Select a form group from the left pane to edit fields

Applications

Total
1,284
Pending
45
Disbursed
KES 14.5M
Status
Application No
Client Name
Product
Applied Amount
Rate / Term
Created Time
Submitted On

Application Detail

Ownership & Follow-up Team Information

Branch
Shanghai Xuhui Flagship (BR-001)
Sales Manager
John Zhang (Lead)
Marketer
Leo Li (Entry User)
Personal Data
Vehicle Information
Financial Information
Application Information
Credit Report

Photos

NTSA Search Report
Upload the PDF report to auto-fill vehicle details below.

Photos

Valuation Report

* Bank/Mpesa Statements

Supplementary Documents (Optional)

Loan Application Form

Next of Kin

Guarantors

Has Guarantor?
CRB Credit Report *
Pull latest data to auto-fill credit metrics.

Branch Management

Manage branch offices, operational statuses, and staff configurations

Branch Code Branch Name Location (P/C/D) Detailed Address Status Created At Actions

Sales Team & Marketer Management

3-tier hierarchy: Branch -> Salesman -> Marketer multi-assignment

Branch Hierarchy

3 Branches

Sales Managers

Marketers

Disbursement Center Maker/Checker Workflow

Manage payout requests, net principal validation, bank/gateway transactions, and schedule activation

Pending Maker Entry
-
Awaiting entry
Pending Checker Review
-
Awaiting approval
Disbursed (Active Book)
-
Loans activated
Pending Entry 0
Pending Approval 0
Disbursement History 0

Payment Orders & T+1 Recon Decoupled Payment Layer

Manage payment orders (loan_payment_order), offline entry review, and T+1 channel reconciliation

Today's Orders
KES 8.4M (18 Orders)
Pending Review
3 Orders / KES 650,000
Reconciled
15 Reconciled (100%)
All Orders
Pending Review (Checker)
Executed & Settled
Recon Exceptions (Long/Short)
Order ID / Type
Loan / Client
Amount (KES)
Method & Ref
Order Status
Recon Status
Date
Actions

Repayment & Servicing Waterfall Allocation Maker-Checker Approval

Offline repayment entry (Maker), dual-control order approval (Checker), automated waterfall allocation (Fees -> Penalty -> Interest -> Principal)

Pending Maker Entry
-
Active & delinquent loans
Pending Checker Review
-
Awaiting authorization
Posted Repayments
-
Waterfall posted to ledger
Pending Entry 0
Pending Review 0
Repayment History 0
Loan ID / Client
Mobile
Store
Contract Principal
OS Principal
Arrears Amount
Arrears Days
Status
Actions

Loan Adjustments Waivers & Reversals

Manage fee/penalty concessions, manual waivers, and financial transaction reversals

Fee & Penalty Waiver
Transaction Reversal
Bad Debt Write-Off

Waiver Audit Trail

Accounting Engine Double-Entry Bookkeeping

Generate double-entry vouchers (loan_accounting_voucher) from business transactions for SAP/Oracle GL integration

Accounting Vouchers
Chart of Accounts (Subject Mapping)
Voucher No / Date
Transaction ID / Type
Debit Subject (DR)
Credit Subject (CR)
Amount (KES)
Status
Actions

Portfolio Ledger Real-time Asset Snapshot

Real-time balance sheet insights: Outstanding Principal, Outstanding Interest & Outstanding Penalty

OS Principal
KES 42.5M
Outstanding Principal
OS Interest
KES 3.1M
Outstanding Interest
Max Arrears Days
42 Days
5 Severe Loans
OS Penalty
KES 485,000
Outstanding Penalty
Total Repaid
KES 18.2M
Principal + Interest + Penalty + Fees
Loan ID / Client
Contract Principal
OS Principal
OS Interest
Arrears Days
OS Penalty
Last Repayment Date
Actions
Attribution Information
Branch-
Salesman-
Marketer-
City-
Loan Core Parameters
Contract Principal-
Net Disbursal Amount-
Total Disbursed-
Nominal Rate Per Period-
Interest Method-
Repayment Frequency-
Number of Repayments-
Product-
CurrencyKES
Balance Snapshot
OS Principal
-
OS Interest
-
OS Penalty
-
OS Fee
-
OS Tax
-
Total Outstanding: KES 0
Repaid PrincipalKES 0
Repaid InterestKES 0
Repaid PenaltyKES 0
Repaid FeeKES 0
Total RepaidKES 0
Key Dates & Arrears
Disbursement Date
-
Maturity Date
-
Last Repayment Date
-
Settled Date
-
Write-off Date
-
Repayment Schedule
Repayment History
Disbursement History
Adjustment History
Period # Due Date Grace Period End Status Principal (Due/Paid/Waived) Interest (Due/Paid/Waived) Penalty (Due/Paid/Waived) Fees/Tax (Due/Paid/Waived)

Vehicle Valuation

Make
Model
Year
Calc Price
Manual Override Price
Effective Price

Overdue Monitoring

Aggregated from loan_main / loan_repayment_plan · last refreshed by 00:05 EOD penalty batch

Alert Center

0 pending

Overdue Ledger

0 loans

Collection Cases

Role-scoped: admin sees all · supervisor sees group · collector sees assigned

All Cases
My Cases
Due Today
Pending Assignment 0
Case Lifecycle
Loan Information
Outstanding by dimension (principal / interest / penalty / fee / tax)
Customer Information
Overdue Installments loan_repayment_plan
Collection Actions
Collection Records & Case Log

Collection Records

Every contact action and PTP promise, fully audited

All Records
PTP Promises

Branch Information

Manual Ledger Entry

Create a new loan ledger record with full financial parameters and attribution

1 Customer & Attribution
2 Financial Core Parameters
Fixed — backend currently supports FLAT only
Per-period Installment —
Total Interest —
Total Repayment —
Interest Method Flat
3 Beneficiary Account Details (收款账号主档)
4 Entry Mode & Schedule (建账模式与起息)
Upon submission, the loan will be created in REPAYING status with the actual disbursement date as the value date. Beneficiary account will be archived into the ledger master.